The provident loan program serves to bridge the income gaps that individual members may face, by offering them various loan products at competitive rates vis-à-vis informal lenders and conventional financial institutions.

Credit/Loan Rates Term Rate per month Service Fee
Multi - purpose Loan Maximum 12 months 1.50% 1%
Special Loan Maximum 2 months 0% 1%
Educational Loan Maximum 6 months 1.25% 1%
Special Purpose Loans Maximum 3 years 2.0% to 2.5% 1%